Financial Analyst

Financial Analyst

Job Summary:
As a Financial Analyst at Linnk IQ, the SaaS product business of Linnk Group, you will turn financial and operational data into clear insight that drives growth and profitability. You will own financial planning, forecasting and SaaS metrics reporting for the product, partner with Product, Sales, Marketing and Customer Success leaders on pricing, investment and go-to-market decisions, and support the Finance Director with management, board and investor-ready analysis.

Experience:
Proven experience as a Financial Analyst, FP&A Analyst or in a similar role, with minimum 5 years of experience. Experience in a SaaS, subscription-based or technology company is strongly preferred.

Qualifications:
Bachelor’s degree in Finance, Accounting, Economics, or a related field.
Professional qualification such as CMA, CFA (Level I or above) or MBA (Finance) is preferred.

Responsibilities:
Financial Planning & Analysis (FP&A):
• Lead the annual budgeting process and rolling forecasts for Linnk IQ, covering revenue, cost of revenue, operating expenses and headcount.
• Build and maintain driver-based financial models linking pipeline, bookings, churn and hiring plans to the P&L, balance sheet and cash flow.
• Perform monthly variance analysis of actuals vs budget/forecast and explain key drivers to management.
• Run scenario and sensitivity analysis (base, upside, downside) to support planning decisions.

SaaS Metrics & KPI Reporting:
• Track and report core SaaS metrics including ARR/MRR, net new ARR, gross and net revenue retention (GRR/NRR), logo and revenue churn, ARPA, CAC, LTV, LTV:CAC and CAC payback.
• Build and maintain the monthly KPI pack and management dashboards for Linnk IQ leadership and the Group.
• Perform customer cohort analysis to understand retention, expansion and contraction trends.
• Define and document metric definitions so that numbers are consistent across Finance, Sales and Product.

Revenue & Pricing Analysis:
• Analyse subscription revenue by plan, customer segment, geography and channel.
• Support pricing and packaging decisions through discounting, deal profitability and price-change impact analysis.
• Work with the accounts team to ensure subscription revenue recognition is in line with IFRS 15 / Ind AS 115, including deferred and unbilled revenue tracking.

Unit Economics & Cost Management:
• Analyse gross margin, including cloud hosting, third-party licence, implementation and customer support costs.
• Monitor cloud infrastructure and software tool spend and identify cost optimisation opportunities.
• Track efficiency measures such as Rule of 40, burn multiple and revenue per employee.

Business Partnering:
• Partner with Sales, Marketing, Product, Engineering and Customer Success heads to build departmental budgets and track spend against plan.
• Evaluate ROI of marketing campaigns, sales hiring, partnerships and new product features.
• Prepare financial business cases for new markets, products and strategic initiatives.

Cash Flow & Working Capital:
• Prepare weekly and monthly cash flow forecasts and monitor cash runway.
• Track billing, collections and receivables ageing in coordination with the accounts team.

Management, Board & Investor Reporting:
• Prepare monthly management reports and board/investor presentations with clear commentary on performance.
• Support fundraising, due diligence and data room preparation as required.
• Provide Linnk IQ inputs for Linnk Group consolidated reporting.

Financial Systems & Automation:
• Use data from the ERP, subscription billing and CRM systems to ensure accurate, timely reporting.
• Automate recurring reports and dashboards using advanced Excel/Google Sheets and BI tools (e.g. Power BI, Looker Studio).
• Identify gaps in data quality and work with system owners to fix them at source.

Month-end Support & Controls:
• Support month-end close by reviewing accruals, prepayments and revenue schedules relevant to analysis.
• Ensure accuracy and consistency of financial data and support internal and external audit requests.

Ad Hoc Reporting and Analysis:
• Prepare special financial reports, competitor benchmarking and analyses as requested by management.

Key Competencies (Skills):
• Strong financial modelling skills, including three-statement and driver-based SaaS models.
• Solid understanding of SaaS business models and subscription metrics (ARR, MRR, churn, NRR, CAC, LTV).
• Experience in budgeting, forecasting and variance analysis.
• Working knowledge of IFRS / Ind AS, especially revenue recognition for subscription contracts (IFRS 15 / Ind AS 115).
• Advanced Excel / Google Sheets skills (pivot tables, lookups, scenario modelling).
• Ability to build clear dashboards and visualisations using BI tools such as Power BI or Looker Studio.
• Strong analytical and problem-solving skills, with the ability to find the story behind the numbers.
• High attention to detail and accuracy in data handling and reporting.
• Ability to present complex financial information simply to non-finance stakeholders.
• Excellent written and verbal communication skills, including preparation of management and board presentations.
• Ability to collaborate with cross-functional teams in a fast-paced, product-led environment.
• Commercial mindset with the ability to link financial results to business decisions.
• Ability to manage multiple priorities and meet tight reporting deadlines.
• Self-driven, curious and comfortable working with ambiguity in a growing business.

Preferred / Good to Have:
• Prior experience in a SaaS, subscription or technology product company.
• Exposure to subscription billing tools and CRM data.
• Basic SQL skills to extract and analyse data.
• Experience with FP&A or planning tools (e.g. Anaplan, Adaptive Planning, Cube).
• Experience with multi-entity, multi-currency reporting.
• Exposure to fundraising, investor reporting or due diligence.